One Goal
We keep things simple by always staying true to our one main objective: to give our clients the most comprehensive coverage at the best price possible.
How do we achieve our goal? In a word – education. That's because we understand all the little nuances of medical malpractice insurance, and make it our mission to help you make the best possible decision. What many may not know is there is much more to malpractice insurance than just price. The Somerset Group takes a different approach.
Not only will we find our physicians the best price possible, we'll take a stand for you, and arm you with what we feel is by far your most important tool: knowledge. To help our clients make the best possible decision for their particular needs, we think it's important they understand exactly what they are getting for their money.
We'll educate our clients on a variety of topics. Here are just a few:
Limits of Liability
- What limits are right for me? My specialty?
- Non-economic damage caps start at $400,000 and economic damages are not capped
Differences between Insurance Companies
- Consent to settle
- Claims philosophy
- Financial stability
Policy Types
- Claims made
- Occurrence
- Pre-paid tail
Hospital off-shore captives v. admitted insurance companies
- Hospital captives are not always less expensive
- There are differences in coverage you may not be aware of